Find out the various lenders who would be interested in providing you with a home loan based on loan amount, income level and related criteria provided by you.

Compare the home loan offers based on factors such as interest rates, processing fees and other relevant factors.

Once repayment capacity determines your eligibility to apply for home loan, lenders consider the following factors:

The income level of the applicant

Age of the applicant

Qualification (stability and occupation continuity)

Resident status (maximum limit for an Indian resident differs from that of a non-resident)

Spouse’s income (household income is taken into account when there is a co-applicant)

No. of dependants (it is a measure of repayment capacity)

Credit history and score (past repayment track record)

Status of existing loans